XRP Price Prediction: Ripple Has Been Invited to the White House — Is the US Government About to Back XRP?

The focus whether stablecoin issuers should be allowed to pass interest earned on reserves directly to users. This debate has stalled key crypto legislation in the Senate. Traditional banks are pushing back hard, arguing that yield bearing stablecoins could pull deposits out of the banking system and weaken their lending power. If you don’t think crypto is the future… Pay attention to how hard traditional banks are fighting against stablecoins paying yield. It’s really that simple. — Nate Geraci (@NateGeraci) February 20, 2026

Crypto executives counter that allowing yields is a consumer benefit and essential for keeping innovation inside the US rather than offshore. The fact that Ripple has a seat at the table matters. It signals that policymakers are not sidelining major crypto players. Instead, they are actively engaging them as legislation takes shape. That does not mean the US government is about to endorse XRP directly. But it does suggest that regulatory clarity around stablecoins and digital assets is moving closer.

XRP Price Prediction: Is That Retest Or Deeper Pullback?

XRP pushed above the upper boundary of the descending channel but failed to hold it, getting rejected near the $1.61 zone and slipping back down. That kind of move usually signals unfinished business. Price is now drifting back toward the channel structure, potentially retesting it from the inside.

If XRP fully falls back into the channel, it could trigger a move toward $1.30 support. A deeper breakdown below would expose $1.10 again, but for now that remains a secondary scenario. Failed breakouts often lead to one more sweep lower before a stronger push. If XRP stabilizes and forms a higher low inside or just at the edge of the channel, it would build pressure for another breakout attempt. A decisive reclaim of $1.50, especially with momentum expanding, would confirm the channel break and shift focus toward $1.90 and beyond.

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